3 Ways to Cut the Cost of Homeowner’s Insurance

October 25th, 2012 · No Comments

1.  Raise Your Deductible
Your deductible is the amount you agree to pay before insurance kicks in to cover any claim.  Raising your deductible from $100 to $1,000 can save you up to 25% on your insurance premium.

2.  Bundle Your Policies
By combining your homeowners insurance with your auto insurance policy you can qualify for a discount of up to 10%.

3.  Get Rid of Coverage You Don’t Need
If you don’t live in an earthquake zone, then earthquake coverage is just costing you more money.  Same thing goes for flood insurance, jewelry policies, and more.  Comb over your coverage and dump the unnecessary parts to lower your premium.

Thinking of buying or selling a home in Sussex County?  Give us a call at Cooper Realty Associates and put us to work for you – 302-644-2266.

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