Entries Tagged as 'Buyer Tips'

Holiday House Hunting

November 27th, 2013 · No Comments

If you’re house hunting during this busy holiday season you have a couple of things working to your definite advantage.  First, there aren’t too many people house hunting, so with less competition you may in for a good deal.  Additionally, home prices in December are typically lower than any other month, while interest rates are […]

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Tags: Buyer Tips

Pre-Qualification vs. Pre-Approval

November 23rd, 2013 · No Comments

It’s a good idea to be pre-approved for a mortgage before you begin house hunting.  In fact, many realtors won’t even work with you until you’ve gone through this process.  There is a bit of confusion out there though, about the difference between pre-qualification and pre-approval.  Many times these terms are used interchangeably, but they […]

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Tags: Buyer Tips · Mortgage & Finance

Mistakes That Many Home Buyers Make

November 18th, 2013 · No Comments

Buying a home can be stressful and time consuming.  The right agent can make your home search less painful, but it can still be quite a process.  There are a few common mistakes that many home buyers make that can make the process more painful than it has to be.  The first, extremely common mistake […]

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Things You Should Always Ask Your Agent

November 15th, 2013 · No Comments

If you’re thinking of buying a home, here are five questions you should always ask your agent: 1.  Do you know a great _____________________. Fill in the blank here with your desired expert.  Your agent should be able to refer you to a good mortgage broker and inspector for sure, but also painters, plumbers, electricians, […]

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Tags: Buyer Tips · Of Interest

Down Payment Advice

November 8th, 2013 · No Comments

It’s always best to put 20% (or more) down on a mortgage when you are buying a home.  The main reason for this is so that you can avoid private mortgage insurance (PMI) payments.  PMI costs you a percentage of your mortgage depending on how close your down payment was to 20%.  At first glance […]

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Tags: Buyer Tips · Mortgage & Finance

Are You Ready To Buy A Retirement Home?

October 25th, 2013 · No Comments

Retirement often means moving.  After retiring, many people wish to move to a smaller home or a home that requires less maintenance.  Others finally have an excuse to move to their dream location after years of being stuck in a certain area because of their job.  Still others choose to make a vacation home their […]

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3 Ways To Organize Your House Hunt

October 17th, 2013 · No Comments

If you’re looking to buy, you know that after looking at house after house, things start to run together in your memory.  Here are a few hints to help you stay organized. 1.  Take Notes.  Snapping some pictures on your phone (or bringing a camera along) won’t hurt either.  Carry a notebook with you and […]

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Mistakes To Avoid When Buying

September 8th, 2013 · No Comments

If you’re looking to buy a home there are some common mistakes that you should avoid at all costs.  The first is passing up homes that can be easily fixed.  If a home is in your desired location keep in mind that cosmetic issues can often be easily fixed for a relatively small amount of […]

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Tags: Buyer Tips

Housing Numbers To Consider

September 1st, 2013 · No Comments

When you are looking for house, whether it is to rent or to buy, there is always math to consider.  The first number that is important regardless of whether you’re going to rent or buy your credit score is vastly important.  If you have stellar credit, such as a score over 740, use it to […]

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Why You Might Want To Wait

August 27th, 2013 · No Comments

With mortgage rates rising, home prices bouncing back, and the housing market showing signs of recovery you might be anxious to jump in and buy a home now, while the getting is still good.  But, just because it’s a good time to buy a home in general does not mean it is a good time […]

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Tags: Buyer Tips